IRS Tax Debt Resolution
Settle for Less. Move Forward.

An Offer in Compromise (OIC) lets you settle your tax debt for less than you owe. The IRS evaluates your income, expenses, assets, and future earning potential to determine the minimum amount they'll accept. In the right circumstances, you can settle a six-figure debt for pennies on the dollar.

The key is presenting your financial situation accurately and persuasively within the IRS's specific methodology. We know exactly how the IRS evaluates OICs and how to structure applications for maximum approval.

Installment agreements are appropriate when you can pay your full tax debt but need time. The IRS offers several types: streamlined (for debts under $50,000), non-streamlined (requiring financial disclosure), and partial-pay installment agreements (where the payment amount won't fully cover the debt before the statute expires).

We negotiate terms that balance what you can afford with what the IRS will accept, and we ensure the agreement protects you from further collection action.

CNC status means the IRS has determined you can't afford to pay anything right now. They stop all collection activity — no levies, no garnishments — while your account remains in this status. The critical benefit is that the 10-year collection statute of limitations keeps running.

If your financial situation doesn't improve before the statute expires, the debt is written off. CNC is a powerful tool when used strategically.

The IRS charges a failure-to-file penalty (5% per month up to 25%), a failure-to-pay penalty (0.5% per month up to 25%), and interest on the unpaid balance. These compound over time and can easily double your original tax bill.

We pursue every available penalty abatement strategy: first-time abatement for taxpayers with clean compliance history, reasonable cause for taxpayers who had legitimate reasons for non-compliance, and statutory exceptions for specific circumstances.

The IRS generally has 10 years from the date of assessment to collect a tax debt. After that, the debt expires and is written off. This is called the Collection Statute Expiration Date (CSED).

Understanding your CSED is critical to choosing the right resolution strategy. In some cases, the best approach is to run out the clock rather than settle or pay.