Tax Strategy
Individual Tax Optimization
Keep More of What You Earn.
High-income individuals and investors leave money on the table every year. We implement legal strategies that reduce your effective tax rate — this year and every year after.
Sam Brotman, J.D., LL.M.Key Takeaway
High-income individuals who plan proactively can reduce their effective tax rates by 10-20 percentage points through legal strategies. Tax optimization is a year-round discipline, not a once-a-year filing exercise.
Your Tax Return Is a Snapshot. Your Tax Strategy Should Be a Plan.
If you're earning $500K+ and your only tax strategy is maximizing deductions at filing time, you're probably overpaying by tens of thousands of dollars. Real tax optimization happens year-round through deliberate planning — not last-minute scrambling.
Investment income, capital gains, rental properties, stock options, retirement distributions, charitable giving — each of these has specific tax treatment that can be optimized with proper planning. The difference between a tax preparer and a tax strategist is the difference between reporting what happened and controlling what happens.
We work with high-net-worth individuals, executives, investors, and retirees to build comprehensive personal tax strategies that compound savings year after year.
From Our Practice
In our practice, we've helped high-income individuals reduce their effective tax rates by 10-20 percentage points through legal strategies including entity structuring, timing of income recognition, charitable planning, and retirement contribution optimization. Tax planning is not a one-time event — it's a year-round discipline.
What We Do
Individual Tax Services
Income Tax Planning
Year-round income timing, deduction optimization, and bracket management strategies that reduce your effective federal and state tax rate.
Capital Gains Strategies
Tax-loss harvesting, qualified opportunity zones, installment sales, and charitable remainder trusts to manage capital gains tax on investments and property sales.
Retirement Distribution Planning
Roth conversions, required minimum distribution strategies, and pension optimization to minimize taxes on retirement income while maximizing wealth.
Stock Option & RSU Planning
ISO vs. NSO exercise timing, AMT management, and 83(b) election analysis for executives with equity compensation.
Charitable Giving Strategies
Donor-advised funds, charitable remainder trusts, and qualified charitable distributions that maximize both tax savings and philanthropic impact.
Estate & Gift Tax Planning
Lifetime gifting strategies, trust structures, and estate freeze techniques to minimize transfer taxes and protect wealth for future generations.
How It Works
Personal Tax Strategy: Explained
How is this different from what my accountant does?
Your accountant prepares your return based on what already happened. We plan what should happen — structuring your income, investments, and deductions throughout the year to minimize your tax burden before your accountant ever touches the return.
The best tax strategies are implemented months or years before filing. We work proactively, not reactively.
What kind of savings are realistic?
For individuals earning $500K+, we typically identify $30,000 to $100,000+ in annual savings through a combination of income timing, investment structuring, retirement optimization, and charitable planning. The exact amount depends on your income sources and financial goals.
Do I need a tax attorney or a financial advisor?
Both — but for different things. Financial advisors help you grow wealth. Tax attorneys help you keep it. Many of the most powerful tax strategies require legal implementation: trust creation, entity structuring, qualified plan design, and regulatory compliance.
We coordinate with your financial advisor and CPA to ensure all three disciplines work together toward the same goal.
When should I start planning?
January is ideal, but any time is better than April. Many strategies — Roth conversions, estimated tax payments, charitable contributions, investment rebalancing — have optimal timing windows throughout the year. The earlier you engage, the more options are available.
Talk to a Tax Attorney
Not Sure Where You Stand?
Schedule a free 15-minute call. We'll assess your situation, outline your options, and tell you exactly what to expect — no obligation.
Book Your Free Callor call (619) 378-3138
Why Brotman Law
Personal Tax Strategy From Tax Attorneys
High-Income Focus
We work exclusively with high-income individuals and business owners. Our strategies are designed for complex financial situations.
Legal Implementation
Many tax strategies require legal documents — trusts, entities, plans. We design and implement everything.
Year-Round Service
Tax planning isn't seasonal. We monitor your situation throughout the year and adjust strategies as circumstances change.
Audit-Proof Planning
Every strategy we implement is defensible. We've defended hundreds of audits and know what the IRS targets.
Coordinated Approach
We work with your CPA and financial advisor to ensure alignment across all aspects of your financial life.
Confidential & Protected
Everything you share with us is protected by attorney-client privilege — a level of protection CPAs and advisors can't offer.
Learn More
Personal Tax Guides & Resources
Tax Strategies
Browse our library of tax planning strategies for individuals and investors.
Read the Guide → Free GuideBusiness Tax Optimization
Own a business? Optimize your business and personal taxes together.
Read the Guide → Free GuideResidency & Multi-State Tax
Moving or earning income in multiple states? Understand the tax implications.
Read the Guide →
